Travel insurance is an absolute necessity when travelling overseas. As they say, if you can't afford travel insurance, you can't afford to travel!
Some countries have a Reciprocal Health Care Agreement with the Australian Government. This includes New Zealand, the United Kingdom, the Republic of Ireland, Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway. Australian residents can get help with the cost of essential medical treatment when visiting these countries. However, these agreements do not cover all medical expenses so you will still need travel insurance if travelling to one of these countries. If you do incur medical expenses while overseas and you don't have travel insurance, you are personally liable for covering these costs. The Government cannot pay for medical expenses overseas, nor will your Australian private health insurance.
There are a number of companies who provide travel insurance for people with pre-existing conditions such as haemophilia, so shop around to find the policy that best suits your circumstances and travel plans. It is important to ensure that you declare all pre-existing conditions when applying for travel insurance and you may like to consider adding Evacuation Cover. Before you sign on the dotted line make sure you are clear as to exactly what is covered by your policy so there are no nasty surprises if you need to make a claim.
For more information on travel insurance, visit the Smart Traveller website. Your Haemophilia Treatment Centre can also assist you in making all the necessary preparations to help ensure that you have as safe a trip as possible.